Pricing
Simple, transparent pricing
Start for free. Upgrade when you need more. No hidden fees, no surprises.
Free
Everything you need to get started tracking your finances.
- Expense tracking (unlimited manual entries)
- Up to 3 PDF bank statement imports / month
- Basic category management
- Subscription detection
- Per-category budgets
- Savings goals
- 5 receipt scans / month
- CSV & Excel imports
- Unlimited bank statement imports
- Plaid bank account linking
- Unlimited receipt scans
- Advanced reports & exports
Student
All Pro features at a student discount — for verified students.
Eligibility: By selecting this plan, you declare that you are a currently enrolled student. No automated verification is performed at sign-up.
Includes all Pro features at a discounted student rate.
Pro
or $64.69 / year — save 10%
For power users who want the full picture of their financial life.
- Everything in Free
- Unlimited bank statement imports (CSV & PDF)
- Excel & Google Sheets import
- Plaid bank account linking (auto-sync)
- Unlimited receipt scans via OCR
- Advanced reports (PDF & CSV export)
- Priority support
All plans include unlimited manual expense entry, budgets, goals, and subscription detection. Limits apply to automated import features only.
Frequently asked questions
Can I switch between plans?
Yes. You can upgrade to Pro at any time from your account settings. Downgrades take effect at the end of your current billing period.
What banks are supported for statement imports?
Bank statement imports currently support RBC, TD, CIBC, BMO, and AMEX. More banks are being added regularly.
What banks are supported for Plaid linking?
Plaid supports all major Canadian banks including RBC, TD, Scotiabank, BMO, CIBC, and many credit unions.
Is my financial data secure?
Yes. All data is encrypted at rest and in transit. Plaid credentials are never stored by Spendary — only encrypted access tokens.
Can I cancel anytime?
Absolutely. Cancel from your account settings at any time. You'll retain Pro access until the end of your paid period.
Is there a free trial for Pro?
The Free plan lets you explore Spendary before committing. There is no time-limited trial — just sign up and upgrade when you're ready.
Ready to take control of your finances?
Create your free account and start tracking smarter today. No credit card required.